RETrainingCenter.com offers real estate training through real estate schools, online real estate classes, and self-study formats to help your pass your real estate exam and earn a real estate license to become a realtor!

How To Buy Real Estate In An IRA



A New Way To Sell Houses!


Real Estate Agents looking for a way to sell homes have a new tool for their arsenal: showing clients how to purchase real estate in an IRA.

With the current stock market woes, most homeowners have seen the value of their stock market portfolios drop by 30% or more. And since homeowners already understand the value of investing in a home - and are familiar with the process - it is an easy, receptive idea to pitch.


How To Participate In Today’s Up-And-Coming Market Niche

Investing in real estate through an IRA is poised to be one of the hottest new areas of investment. Why? Because the stock market has tanked and investors have lost confidence! Even with the recent rallies, it will be a long time before investors regain their confidence completely.

And in the meantime, even though real estate is down, it has been proven historically to be a good investment. Plus, with the right properties, some of the rentals can bring enough return that appreciation doesn’t matter. The tax benefits and cash-on-cash ROI is sufficient enough that any appreciation is the icing on the cake.

Here Are Three Reasons Why Using IRA Funds To Purchase Real Estate Makes Sense:
  • The stock market has tanked, and investors have lost confidence! Almost everyone's stock market portfolio is down 30% or more. Buying real estate just makes sense.

  • Real estate prices are dramatically lower than just two years ago, creating tremendous upside through both a higher future resale value (plus any rent you collect in the interim)!

  • There is a tremendous amount of foreclosures and auctions where you can pick up beautiful homes for 20% or less of their value!
By purchasing real estate in their IRAs, clients and prospects are not changing what their retirement plan funds do (building tax-free value for use at some future date); they are simply changing the type of investment in their retirement account (from stocks, bonds, and mutual funds to real estate).

Even if it takes five years for real estate values to get back to where they were two years ago, most prognasticators would probably still bet the account value of a real estate investment will be higher than the same funds held in the stock market. And this spread only improves if you rent the properties!


About Buying Real Estate In An IRA

There are a couple of technical requirements that allow people to purchase real estate in an IRA. Though Real Estate Agents are not financial advisors, they should know the following:
  • Purchasing real estate in an IRA is allowable under the ERISA Act of 1974.

  • Purchasers have to have a separate investment account with the required documentation, plus abide by a few simple rule, namely, that funds in this account cannot be commingled with other funds. In other words, you can't pay for improvements with your personal money, and rent must be deposited into this account. Doing so voids the tax-free benefits of your IRA.

  • Most brokerage houses do not support - and therefore allow - investors to hold real estate in an IRA. Therefore, individuals purchasing real estate in their IRAs must use an approved provider for both their account set-up and documentation. (We have included a list of those vendors below.)
Note: it generally takes about two weeks to set up the required account, transfer/close out an old IRA, and get the funds into the new account.
How To Follow-Through On This Idea

This is a great new way to open up a new marketing niche for yourself. And – it’s EASY! Because the "paperwork" for setting up this program is facilitated for your clients by an outside party, all you have to do is connect the buyers with the company and then find the properties.

Everything else is handled for you! It’s as simple as adding a link on your website and marketing materials to your buyer packages and you've got a new stream of income!

And this is just for the people you already know or who visit your website. Think about the possibilities if you decided to offer seminars on this topic! Or you went to an investor’s meeting with this idea. Or you talked to your CPA’s and Financial Planner’s clients. This is NEWS. And when you have news, it’s worth putting you in front of people – people you would never have had access to before. It can open up whole new worlds in your business.


Sample Lead Generation Ads




How To Get Started
    Step 1: Notify Your Clients & Prospects

    We provide a sample customer letter, plus several text and tile ads for use on your website and marketing materials. Mail the letter to past clients, put the text or tile ads on your website and marketing materials, and/or call your clients and prospects about this hot new idea - and you'll have a steady stream on new business!

    Step 2: Have Your Clients & Prospects Set Up Their Accounts

    Clients and prospects seeing your text or tile ads on your site will click through to a customer-facing page showing the benefits of purchasing real estate in an IRA. This page also includes a listing of some of the companies offering the required account set up and documentation. They can do the account set up and funding while you start looking for properties!

    Step 3: Start Looking For Properties!

    With sales prices and interest rates at record lows, now is the time to buy – there is no denying it.
Get started now - before some other faster-moving agent in your area does - by selecting the free marketing materials that work best for you!




Find Real Estate Training


Use the search box below to fulfill your licensing, CE, or other training needs!

Find Self-Study, Online, Or Classroom Courses In Your Area
Licensing
Earn your License quickly and easily!
Designations/Certifications
Improve your knowledge and industry standing!




Continuing Education
CE courses to maintain your license or designation!
Professional Development
Products & Services to help manage and grow your career!





Need training or resources in other areas? Try our other Training Center sites:

HR, Acct., Banking, Insurance, Fin. Svcs., Real Estate, Mortgage, HealthCare, Safety, Sales, IT



Feature Items
Run Your Own Seminar Kit: Seminars For First-Time Home Buyers CD
Run Your Own Seminar Kit: Seminars For First-Time Home Buyers CD
The Home Sellers Seminar Kit
The Home Sellers Seminar Kit
Procedures Manual for Agents  Download
Procedures Manual for Agents Download
The Business Planning System For The Real Estate Professional
The Business Planning System For The Real Estate Professional
HR For Beginners
HR For Beginners
NMLS / Safe Licensing
NMLS / Safe Licensing
Objection Handling Training Program
Objection Handling Training Program
Buyer Presentation Book CD
Buyer Presentation Book CD
30 Million Dollar Marketing System
30 Million Dollar Marketing System
Legal Requirements For Unclaimed Paychecks
Legal Requirements For Unclaimed Paychecks
The Policies, Procedures, & Personnel Forms Manual
The Policies, Procedures, & Personnel Forms Manual
Payroll Records: What To Keep, What To Toss
Payroll Records: What To Keep, What To Toss
Big Book of Real Estate Ads: 1001 Ads That Sell, 3rd Edition
Big Book of Real Estate Ads: 1001 Ads That Sell, 3rd Edition
Event Planning — A One-Day Workshop
Event Planning — A One-Day Workshop
Critical Selling Sales Training Seminar
Critical Selling Sales Training Seminar
Continuing Education
Appraiser Loan Officer Licensing Real Estate Inspector
Continuing Education Loan Processor Licensing USPAP
Home Inspector Real Estate Broker Licensing  
Designations/Certifications
Alabama Real Estate Licensing Nebraska Real Estate License Washington Real Estate License
Alaska Real Estate Licensing Minnesota Real Estate License West Virgina Real Estate License
Arkansas Real Estate Licensing Missouri Real Estate License Wisconsin Real Estate License
Arizona Real Estate Licensing Montana Real Estate License Wyoming Real Estate License
California Real Estate Licensing Nevada Real Estate License Accredited Buyer Representative
Colorado Real Estate Licensing New Hampshire Real Estate License Accredited Buyer Representative Manager
Connecticut Real Estate Licensing New Jersey Real Estate License Accredited Land Consultant
Delaware Real Estate Licensing New Mexico Real Estate License Accredited Luxury Home Specialist
District Of Columbia Real Estate License New York Real Estate License Certified Commercial Investment Member
Florida Real Estate Licensing North Carolina Real Estate License Certified Commercial Leasing Specialist
Georgia Real Estate Licensing North Dakota Real Estate License Certified Commercial Sales Specialist
Hawaii Real Estate License Ohio Real Estate License Certified Home Inspector
Idaho Real Estate License Oklahoma Real Estate License Certified International Property Specialist
Illinois Real Estate License Oregon Real Estate License Certified Neighborhood Specialist
Indiana Real Estate License Pennsylvania Real Estate License Certified Property Manager
Iowa Real Estate License Mortgage Broker Licensing Certified Residential Specialist
Kansas Real Estate License Rhode Island Real Estate License General Accredited Appraiser
Kentucky Real Estate License South Carolina Real Estate License Performance Management Network
Louisiana Real Estate License South Dakota Real Estate License Real Estate Designations
Maine Real Estate License Tennessee Real Estate License Real Estate Professional Assistant
Maryland Real Estate License Texas Real Estate License Residential Accredited Appraiser
Massachusetts Real Estate License Utah Real Estate License Transnational Referral Certification
Michigan Real Estate License Vermont Real Estate License Real Estate Schools & Real Estate License Training
Mississippi Real Estate License Virginia Real Estate License  
Professional Development
Basics Of Building A Real Estate Business How To Buy Real Estate In An IRA Listing Presentations
How To Price Real Estate Buying Real Estate In An IRA Loan Officer
Working With Buyers / How To Become A Buyer's Agent Marketing Materials For Purchasing Real Estate In An IRA Loan Processor
Business Planning For Real Estate Agents 1031 Exchanges Real Estate Schools
Getting Business: Listing Presentations For New Listings, For Sale By Owners, And Expired Listings Appraiser Real Estate Training
Real Estate Sales And Marketing Training Buyer Presentations Real Estate Career Development
Office Administration: How To Run Your Real Estate Business Productively And Profitably Business Planning Real Estate Inspector
Real Estate Certifications And Real Estate Designations Commercial Real Estate Recruiting
Working With Buyers And Sellers Of Distressed Properties: Foreclosures, Short Sales And REO's Finance & Investments Sales & Marketing
203k Training FSBO Presentations Broker Management
Foreclosure Training Handling Objections Real Estate Investing
Marketing Training For Real Estate Agents Home Inspector Mortgage Training
How To Work With Bank Owned Properties Home Staging